Jhonnatan Morales A.
Financial Analyst
Zurich
Summary
Highly motivated and goal-driven Financial Analyst skilled in collecting, monitoring and studying data to analyze financial status and recommend business strategy. Experienced in qualitative and quantitative analysis, contract management and forecasting. Tech-savvy in use of spreadsheets, accounting and financial management software.
Overview
9
9
years of professional experience
11
11
years of post-secondary education
4
4
Languages
Work History
Planned Career Break (ES to CH)
01.2022 - 01.2023
- I moved and took some time off to learn other languages and immerse myself in the Swiss culture. -He stayed active professionally by attending weekly webinars and training himself to acquire new skills. -Admission to the Finance and Financial Management Master's Degree Program at Universidad Europea.
Financial Analyst
Pandora Investment LLC
01.2019 - 01.2022
- Conducted in-depth financial analysis, leveraging forecasting models and data-driven insights to optimize financial performance.
- Developed and maintained complex financial models to evaluate investment opportunities and assess risk profiles.
- Collaborated with cross-functional teams to analyze key performance indicators and recommend strategies for operational efficiency and revenue growth.
- Prepared and presented detailed financial reports, enabling informed decision-making and alignment with organizational goals.
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Monitored market trends and news to identify emerging opportunities.
Market Analyst
Cointelegraph
01.2019 - 01.2019
- Analyze and interpret market data to provide valuable information and strategic recommendations
- Proficient in conducting market research. - Proven ability to produce high-quality articles, op-eds, and columns on diverse topics, strong writing and communication skills
- Proficient in conducting in-depth research and interviews to provide insightful perspectives and unique viewpoints
- Created and distributed surveys for data collection and analysis.
- Utilized specialized software to capture and process data.
- Used various market research tools and techniques to gather, analyze and interpret data.
Credit Risk Analyst
Banesco Banco Universal
01.2017 - 01.2019
- Proficiently analyzing extensive datasets to discern patterns and trends pertaining to credit risk, facilitating well-informed decision-making.
- Devising and executing credit scoring models to anticipate default probabilities and provide guidance for credit-related determinations.
- Consistently monitoring credit portfolios and preparing management reports to effectively track credit risk exposure.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Obtained and interpreted financial statements to assist in credit limit reviews.
Backoffice Administration
Almoca Transportation
01.2014 - 01.2017
- Precisely inputting and overseeing data in databases and spreadsheets, ensuring the integrity and orderly arrangement of information. -Skillfully handling incoming and outgoing emails and other forms of correspondence, ensuring prompt responses, and streamlined communication. -Orchestrating appointments, meetings, and events, maintaining calendars, and efficiently managing scheduling for the team or organization.
Education
Master of Science - Finance And Banking
Universidad Europea De Madrid
Spain 04.2023 - 05.2024
GED -
Universidad Europea De Madrid
Spain 04.2023 - 05.2024
GED -
IESE Business School University
Spain 04.2017 - 05.2018
Associate of Science - Logistics Management
Universidad Tecnologica Del Centro
Venezuela 04.2017 - 05.2018
Bachelor of Science - Business Administration And Management
Universidad Tecnologica Del Centro
Venezuela 04.2013 - 05.2017
High School Diploma -
Juan XXII High School
Venezuela 04.2008 - 05.2011
Skills
Microsoft Officeundefined
Timeline
Master of Science - Finance And Banking
Universidad Europea De Madrid
04.2023 - 05.2024
GED -
Universidad Europea De Madrid
04.2023 - 05.2024
Planned Career Break (ES to CH)
01.2022 - 01.2023
Financial Analyst
Pandora Investment LLC
01.2019 - 01.2022
Market Analyst
Cointelegraph
01.2019 - 01.2019
GED -
IESE Business School University
04.2017 - 05.2018
Associate of Science - Logistics Management
Universidad Tecnologica Del Centro
04.2017 - 05.2018
Credit Risk Analyst
Banesco Banco Universal
01.2017 - 01.2019
Backoffice Administration
Almoca Transportation
01.2014 - 01.2017
Bachelor of Science - Business Administration And Management
Universidad Tecnologica Del Centro
04.2013 - 05.2017
High School Diploma -
Juan XXII High School
04.2008 - 05.2011
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