Raul Marius Mihalyi
Schlieren
Summary
Highly motivated audit professional with 10 years experience in the banking industry both in Switzerland and abroad. Always aimed at identifying relevant risks, controls and corrective measures in order to support the firm to achieve its goals within its defined risk appetite. Individual with the ability to deliver under pressure without compromising the quality of the work done. Always successfully managed stakeholder relationships through my audit career and the position as Experienced Supervisor at FINMA provided the perfect opportunity to interact and discuss risk-related topics with Boards of Directors and Executive Management of several banks.
Overview
11
11
years of professional experience
Work History
Audit Expert - Credit Risk Wealth Management
UBS AG
Zürich
02.2023 - Current
- Responsibility as lead auditor/audit quality lead for the planning, execution and delivery of audits in the area of wealth management credit risk (Switzerland, Europe, APAC).
- Evaluate and assess the effectiveness of the control environment, including organizational culture.
- Effectively and timely communicate audit findings and agree on audit reports.
- Perform quarterly risk assessment and assess adequacy of the audit response.
- Continuously maintain sufficient knowledge of organizational and governance structure, of products and processes, of legal and regulatory requirements, as well as developing professional skills and experience, to allow for an effective and professional mandate execution.
- Create and maintain effective relationships with the internal and external stakeholders.
Experienced Specialist Supervision
FINMA, Division Banks
Zurich / Bern
07.2020 - 01.2023
- Responsibility for conducting proactive, critical and risk-oriented supervision of a portfolio of medium-sized banks in a timely manner on the basis of available information (audit reports, information from FINMA's rating system, specific investigations).
- Critical appraisal and approval of risk analyses and audit strategies submitted by the audit firms entrusted with conducting the prudential audit.
- Participation in on-site audits in Switzerland.
- Conducting supervisory interventions in connection with specific problem cases.
- Devising and implementing measures aimed at restoring compliance.
- Responsible for relations with boards of directors, general management and heads of key functions at supervised institutions, as well as with representatives of foreign supervisory authorities.
- Close cooperation with other internal departments within FINMA.
Audit Manager / Audit Supervisor
Credit Suisse
Zurich
04.2017 - 06.2020
- Leading audits as Audit Manager, performing planning, fieldwork and reporting activities mainly in the Private Banking divisions and supporting Heads of Audit in the annual risk assessment process.
- Supervising global and integrated audits, including execution and review of audit work covering private banking risks such as strategy and change programs, governance and supervision, regulatory compliance, anti-money laundering, reputational, fraud, conduct, compensation, digitalization, etc.).
- Coaching and providing feedback to audit staff, managing stakeholder relationships, participating in internal projects.
Auditor
Credit Suisse
Lugano
12.2014 - 03.2017
- Identifying and assessing risks in the planned audit areas.
- Executing and documenting planned audit work steps, interviewing auditees and documenting.
- Supporting the Audit Manager and the Audit Supervisor (e.g. performing process walkthroughs during planning, writing findings and discussing with auditees).
Career Start Relationship Management PB
Credit Suisse
Zurich / Geneva
05.2013 - 11.2014
- Supporting relationship managers in their daily jobs.
- Execution of client orders in line with instructions and banking policies.
- Client account management (opening, changes, closure).
- Review of client profiles to ensure completeness, coherence and correctness of information.
Education
Bachelor of Science - IT Engineering
SUPSI
Lugano08.2025
Bank Supervision
Supervisory And Regulatory Online Course, SROC
BIS - IMF2022
Master of Arts - Banking and Finance
Universität Zürich
Zurich2013
Bachelor of Arts - Economics
Università Della Svizzera Italiana
Lugano2011
Skills
Computer Skills
- Microsoft Office
- Java Programming - Basics
- Data Bases - SQL - Basics
Soft Skills
- Autonomy, flexibility and adaptability
- Precision and attention to detail
- Initiative and team work
Languages
- Native speaker in Italian and Romanian
- Professionally fluent in English, German and French
- Good understanding of Spanish, basic speaking
- Fluent in familiar interactions in Hungarian
CIA Certification
- Part I exam - Passed
- Parts II and III - in progress
Additional Information
Date of Birth: July 27, 1988
Nationality: Swiss, Italian
Affiliations
- Crossfit, Gym, Swimming
Timeline
Audit Expert - Credit Risk Wealth Management
UBS AG
02.2023 - Current
Experienced Specialist Supervision
FINMA, Division Banks
07.2020 - 01.2023
Audit Manager / Audit Supervisor
Credit Suisse
04.2017 - 06.2020
Auditor
Credit Suisse
12.2014 - 03.2017
Career Start Relationship Management PB
Credit Suisse
05.2013 - 11.2014
Bachelor of Science - IT Engineering
SUPSI
Bank Supervision
Supervisory And Regulatory Online Course, SROC
Master of Arts - Banking and Finance
Universität Zürich
Bachelor of Arts - Economics
Università Della Svizzera Italiana
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