TSVETA HRISTOVA

• Executed comprehensive periodic and event-based reviews of high-risk clients and PEPs to ensure compliance and risk management.
• Assisted in following bank directives and internal procedures. Supported teams in adhering to compliance standards. Helped maintain operational efficiency through adherence to established protocols.
• Conducted ad-hoc investigations and enhanced due diligence across all relevant risk categories.
• Evaluated and documented all facets of client relationships to ensure compliance standards are met.
• Implemented risk mitigation strategies and remediation measures to enhance operational safety.
• Drafted comprehensive memos for client relationships to facilitate senior management presentations.
• Executed analysis and resolution of risk scoring change alerts for high-risk and PEP clients.
• Oversaw documentation and ensured adverse media screenings remained current.
• Executed comprehensive evaluations of PEP relationships during annual PEP review process.
• Analyzed and validated sources of funds and transactional activities for compliance.
• Supported compliance with bank standards by identifying and addressing gaps and risks. Mitigated potential issues through proactive communication and collaboration. Escalated concerns to appropriate stakeholders for timely resolution.
• Conducted comprehensive reviews of commercial accounts, evaluating transactional activity for accuracy and legitimacy.
• Requested and verified accuracy of documentation to ensure compliance with standards.
• Aligned operations with bank directives to ensure compliance and efficiency.
• Facilitated regular communication with RMS to ensure timely closure of compliance reviews and alerts.

• Executed comprehensive periodic and event-based reviews of high and highest risk clients.
• Executed comprehensive analysis of market trends to inform strategic decisions.
• Evaluated and documented all facets of client relationships to ensure compliance standards are met.
• Implemented risk mitigation strategies and remediation measures to enhance operational safety.
• Evaluated and validated KYC data for accuracy, completeness, and plausibility.
• Assisted in evaluating risk-related flags to determine proper settings. Supported analysis of risk indicators to ensure compliance with standards. Collaborated with team members to identify potential issues and recommend solutions.
• Assisted teams in navigating complex transactions involving sensitive industries and high-risk countries. Supported compliance efforts to mitigate risks associated with international operations. Aided in the development of strategies for managing transactions in challenging environments.
• Assisted in processing various financial documents, including loans and invoices. Supported teams in achieving project goals through effective communication. Contributed to maintaining organized records for financial transactions.
• Evaluated and documented KYC deficiencies to ensure compliance with regulatory standards.
• Identified and escalated relevant issues throughout the review process.
• Collaborated with partners across all three lines of defense to support compliance initiatives. Assisted teams in identifying and addressing compliance challenges. Contributed to the development of effective compliance strategies.
• Conducted internal audits and collaborated with relationship managers to enhance risk management strategies.
• Led comprehensive adverse media screening initiative.

• Executed client due diligence (CDD) for corporate and trade commodity clients gathering and analyzing pertinent information.
• Executed account opening processes from A to Z ensuring full compliance with Bank’s standards and client friendly experience
• Evaluated risk levels and designated due diligence classifications for each client.
• Conducted client screenings utilizing World-Check, Google, and internal systems to identify and analyze true hits.
• Assisted with KYC compliance by addressing regulatory requirements such as FATCA, CRS, ESR, and MiFID. Supported team members in resolving KYC inquiries and provided guidance on related questions.
• Facilitated direct communication with clients to ensure accuracy and completeness of information and documentation.
• Facilitated collaboration between front office and compliance teams to finalize CDD processes.
• Assisted front office staff in understanding KYC requirements. Supported front office in executing KYC processes and handling requests.

Same responsibilities as for Senior KYC Analyst.

• Collaborated with internal and external stakeholders daily to facilitate communication and support project objectives.
• Executed CDD reviews for compliance clients to ensure regulatory adherence.
• Performed KYC checks in compliance with regulatory and internal guidelines to support risk management efforts.
• Executed comprehensive analysis of CA, CRS, ESR, and MiFID regulations to ensure compliance.
• Articulated KYC requirements to clients with clarity and confidence.
• Facilitated client education on KYC initiatives and compliance with AML regulations.
• Executed acquisition and maintenance of accurate KYC information to ensure compliance with regulatory standards.
• Assessed documentation for accuracy and thoroughness to ensure compliance standards.
• Guaranteed exceptional client experience through meticulous service delivery.

• Executed processing and investigation of daily AML alerts generated by internal banking monitoring system.
• Conducted comprehensive investigations of unusual transactions while adhering to HSBC global standards.
• Assisted in implementing standards and AML guidelines to support compliance efforts. Collaborated with team members to ensure adherence to regulatory requirements. Provided support in maintaining accurate records and documentation.
• Collected and documented data related to alert investigations and SAR history. Assisted in gathering KYC information to support compliance efforts.
• Assisted in gathering relevant account and transaction data to support initial classification efforts. Provided necessary information to facilitate accurate data analysis. Collaborated with team members to ensure all required details were collected.
• Assisted in conducting investigations to gather relevant information. Supported teams in analyzing data to identify trends. Contributed to the documentation of findings for future reference.
• Executed comprehensive screening of counterparties utilizing Google World-Check and Lexis-Nexis databases.
• Oversaw maintenance of adverse screening documentation to ensure compliance with regulatory standards.