Yuliia Dobrovolska
Economics And Entrepreneurship
Zurich,ZH
Summary
Financial analysis professional with history of delivering accurate and insightful financial reports. Known for strong focus on team collaboration, achieving results, and adapting to changing needs. Possesses skills in financial modeling, variance analysis, and budget preparation.
Professional financial analyst with strong analytical skills and strategic mindset. Skilled in financial modeling, data analysis, and forecasting. Excel in team collaboration and consistently deliver results. Adaptable and dependable, thriving in dynamic environments.
Developed analytical and financial skills in corporate environment, consistently delivering accurate financial reports and insights. Utilizes robust data analysis and financial modeling techniques to support strategic initiatives. Seeking to leverage these transferrable skills in new field, driving impactful results.
Overview
15
15
years of professional experience
13
13
years of post-secondary education
2
2
Certifications
4
4
Languages
Work History
Junior Financial Analyst
Ukrainian Finance Bank
01.2018 - Current
- Performed ad-hoc analyses as needed, providing vital information for time-sensitive decisions by senior management.
- Identified cost-saving opportunities by performing thorough reviews of expense accounts and vendor contracts.
- Facilitated internal audits by providing necessary documentation and answering inquiries from auditors in a timely manner.
- Conducted comprehensive risk assessments, recommending measures to mitigate potential losses.
- Assisted in the development of long-term financial strategies, contributing valuable insights and suggestions.
- Reduced operational expenses by identifying inefficiencies within the financial systems and implementing process improvements.
- Ensured regulatory compliance by staying up-to-date on industry laws and regulations related to finance operations within the organization.
Credit Analyst
Concord Bank
02.2018 - 02.2023
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Made decisions and recommendations about extending lines of credit.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Participated in loan committee meetings to provide input on lending processes.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Gathered loan documentation for underwriting.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
Founder
Rose Weddings
07.2010 - 01.2018
- Developed strong partnerships with other businesses to allow for collaboration and more significant opportunities for growth.
- Established a successful business by identifying market needs and developing innovative solutions.
- Achieved long-term sustainability for the organization through responsible decision-making processes grounded in ethics.
- Oversaw financial management activities such as budgeting, forecasting, and cash flow monitoring for improved financial stability.
- Negotiated partnerships with suppliers to reduce costs, enhancing profitability with strategic sourcing.
- Developed innovative sales and marketing strategies to facilitate business expansion.
Education
High School Diploma -
Kamianets-Podilskyi Lyceum of Khmelnytskyi Region
Kamianets-Podilskyi 04.1996 - 01.2004
Associate of Applied Science - Finances
Kamianets-Podilskyi Industrial College
Kamianets-Podilskyi 04.2004 - 01.2005
Bachelor of Science - Economics And Entrepreneurship
Ternopil National Economic University
Ternopil 04.2005 - 01.2010
Skills
Microsoft Office
Personal Information
- Date of Birth: 01/27/90
- Nationality: Ukraine
- Marital Status: divorced
Certification
Certificate in Quantitative Finance (CQF) - CQF Institute.
In my free time, I embrace an active lifestyle by engaging in various outdoor pursuits.
In my free time, I embrace an active lifestyle by engaging in various outdoor pursuits. I love skiing, which allows me to enjoy the crisp winter air and the thrill of gliding down snowy slopes. Cycling is another passion of mine, as it not only keeps me fit but also offers the chance to explore beautiful landscapes at my own pace. I also relish hiking in the mountains, where I can disconnect from the daily routine, immerse myself in nature, and challenge my physical limits. Beyond these activities, I deeply value spending quality time with friends, as it enriches my social life and creates lasting memories. Additionally, I have a keen interest in reading detective novels, a hobby that sharpens my analytical thinking and keeps my curiosity alive.
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Skiing
In my free time, I embrace an active lifestyle by engaging in various outdoor pursuits. I love skiing, which allows me to enjoy the crisp winter air and the thrill of gliding down snowy slopes. Cycling is another passion of mine, as it not only keeps me fit but also offers the chance to explore beautiful landscapes at my own pace. I also relish hiking in the mountains, where I can disconnect from daily routines, immerse myself in nature, and challenge my physical limits. Beyond these activities, I deeply value spending quality time with friends, which enriches my social life and creates lasting memories. Additionally, I have a keen interest in reading detective novels, a hobby that sharpens my analytical thinking and fuels my curiosity. I am also committed to personal growth, continuously working on enhancing my professional skills to stay updated and competitive in my career.
Timeline
Credit Analyst
Concord Bank
02.2018 - 02.2023
Junior Financial Analyst
Ukrainian Finance Bank
01.2018 - Current
Founder
Rose Weddings
07.2010 - 01.2018
Bachelor of Science - Economics And Entrepreneurship
Ternopil National Economic University
04.2005 - 01.2010
Associate of Applied Science - Finances
Kamianets-Podilskyi Industrial College
04.2004 - 01.2005
High School Diploma -
Kamianets-Podilskyi Lyceum of Khmelnytskyi Region
04.1996 - 01.2004
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